Group Benefits

FBC offers a variety of employee benefit plans, along with expert analysis and extensive client services.

Employee benefit plans from the experts at FBC

If your business or organization offers benefits to your employees, FBC can help. As one of Arizona’s largest and most experienced insurance and benefit consulting firms, our team provides businesses of all sizes and trades with expert benefits guidance, management, and consulting.

 

Both healthcare and employee benefits are experiencing rapid change. FBC is your partner and guide to understanding the impact of both major legislation such as the Affordable Care Act, FMLA, COBRA, and others.

 

To get started with FBC, fill out our form or give us a call at (602) 277-8477. We look forward to hearing from you and working with your business.


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CASE STUDY : First Watch Restaurants

CASE STUDY : First Watch Restaurants

OUR CORPORATE CLIENTS:

FBC DOES THE FOLLOWING FOR YOUR BUSINESS:

Design

Benefit designs must be specific to wages and working environments. It does no good to have plans with deductibles which are too large for low paid workers and it is a waste of resources to allocate benefit dollars to plans with low acceptance. Finding the right fit for your employees is a skill born of experience and compassion. Benefit designs must also keep pace with the evolution of health care delivery methods and value networks in order to offer the maximum opportunity for cost savings. The increased interest in telemedicine and push for alternative delivery methods will make it increasingly important to offer these options.

Implementation

We have a dedicated staff focusing on the accurate completion of master contracts between the employer and the insurance carriers to insure what was promised gets delivered while offering a plan compliant with all regulatory authorities. Successful implementation of programs requires a practiced work schedule to careful attention to the venues, time frames, and sequence. Our work process will result in the timely deliverance of identification cards and insurance plan booklets, as well as the satisfaction of your employees.

Communication

Communication of benefit plans is vital to gaining an improved paradigm about work environments. The ultimate goal of an effective benefit program is to enhance employee’s perception of their compensation. Effective communication requires the use of multiple media, appropriate print materials, and online benefit admin enrollment tools which makes plan selection easy and intuitive.

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READ OUR CASE STUDIES

First WatchFirst Watch

First Watch is the largest breakfast and lunch chain restaurant in the United States. With more than 6,000 employees across 26 states, First Watch needed a professional company to design a benefits strategy for their company. First Watch chose FBC for our personalized attention and customized design strategy.

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Christian Family CareChristian Family Care

A private nonprofit, Christian Family Care helps children and families throughout Arizona. As a nonprofit, CFC had a limited budget for benefits. CFC decided to work with FBC because of our proprietary solutions that allowed them to cut costs without switching carriers.

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“Working with FBC over 25 years has proven to be the best decision we ever made! The dedicated staff has always put our financial and employment interests first, which in-turn has saved us thousands of dollars over the years. We have and will continue to refer FBC to anyone in need of benefit management.”

Sandra Stevens, PHR, SPHR – Director of Human Resources, Redflex Traffic Systems

WE OFFER THE FOLLOWING PLANS:

  • Custom Proprietary Group Health Plans
  • Consumer Driven Health Plans
  • Individual Health Plans
    • Short Term Coverage
    • Student Plans
    • International Medical Coverage
  • Dental/Vision
  • Group Life & AD&D
  • Long Term Care
  • Disability Income
  • Section 125 Cafeteria Plans
We Offer the Following Plans:

Why Choose Us?

Founded in 1983, FBC is an experienced company that today has more than 300 clients across Arizona and the United States. Through all of our company’s growth, we have never lost sight of our individualized commitment to the companies we work with every single day. Many companies attempt to follow trends or the guidance of others. FBC forges our own path by constantly innovating, adapting, and learning. That makes for a smarter employee benefits company—and greater returns for your business.

Benefits Plan Analysis

  • Identification of Client’s needs and objectives
  • Current Plan analysis and evaluation
  • Negotiation with carriers for desired employee benefit plan
  • Recommendation of appropriate plan, proposal and explanation

Client Services

  • HRIS Evaluation and Consulting
  • HR360 Free Human Resource Website
  • Free Online Enrollment Services
  • Free COBRA services for eligible groups.
  • Free FSA services for eligible groups
  • 1-800 Claims intervention and resolution in English and Spanish
  • Plan installment and coordination of transfer carrier to carrier
  • Authorship of Benefit Communication literature
  • We conduct employee orientation meetings in English and Spanish

Renewal Services

FBC will develop custom PowerPoint educational tools, as well as custom videos explaining benefits in as much or as little detail as is appropriate for your employees’ appetite and attention level. We are aware Baby Boomers want more detail and Millennials want a quick summary. We can make both available.

Our renewal services include:

  • Custom Power Point Enrollment for your Company
  • Annual comparative benefit analysis and report
  • Annual negotiation of renewal rates and benefit structure with carrier
  • Custom Enrollment Literature
  • Enrollment Meetings in English and Spanish
  • In-person reporting to client’s plan administrator to overcome any final problems

Wealth Plan AdvisorsLearn more about 401K profit sharing plans through our partnership with Wealth Plan Advisors.

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We are your Affordable Care Act experts.

We are your Affordable Care Act experts.

As a thought leader in our industry, FBC advises our clients on the Affordable Care Act and the impact it has on employee benefits. Our recommendations are rooted in a deep understanding of the law and the ever-shifting contours of the healthcare industry. We can help your business develop best practices for ACA compliance without tying your management team in knots.

WE ARE AN AUTHORIZED BROKER OF THE FOLLOWING COMPANIES:

About FBC Insurance, Benefits & Consulting

About FBC Insurance, Benefits & Consulting

We are one of the oldest locally owned insurance and benefits consulting companies in Arizona. Throughout the industry, FBC is known for our high ethical and performance standards. In the 33 years we’ve been in business, we’ve continued to grow without losing sight of these founding values.

Today, FBC is licensed in 20 states and serves more than 300 major employers throughout the country. Our team guides our clients through the near-constant evolution of the healthcare industry and the impact such changes have on employee benefits. We enhance the value of compensation and help the companies we work with navigate around potential risks.

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We serve businesses in the Phoenix, Tuscon and Flagstaff areas.

  • Phoenix
  • Scottsdale
  • Glendale
  • Mesa
  • Tempe
  • Chandler
  • Gilbert
  • Peoria
  • Paradise Valley
  • Goodyear
  • Buckeye
  • Surprise
  • Tucson
  • Oro Valley
  • Sedona
  • Flagstaff